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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Coach vs. Mentor: What Can They do for Your Professional Development?

Coach vs. Mentor: What Can They do for Your Professional Development?

Whether it’s in our personal lives, athletic activities or professional endeavors, many of us have relied on the guiding hand of a trusted third party to help overcome challenges. Our first encounter may have been a grade school coach who helped us learn how to hit a ball or shave a few seconds off the mile run. Later, we may have been mentored in our...

How to Prevent House Fires & What to Do if One Occurs

How to Prevent House Fires & What to Do if One Occurs

October is National Fire Prevention Month, making it an ideal time to raise awareness about fire safety at home. House fires have devastating consequences, and preparedness is critical to reducing risk. According to the National Fire Protection Association (NFPA), U.S. firefighters respond to an average of 346,800 house fires annually, resulting in over 2,500 deaths and billions in property damage. Understanding how to prevent fires...

What You May Not Know About Motorcycle Safety

What You May Not Know About Motorcycle Safety

When it comes to motorcycle safety, attention to detail is critical. According to the National Highway Traffic Safety Administration (NHTSA), motorcyclists face significantly higher risks in comparison to passengers in other vehicles. For every mile traveled, the risk of injury for motorcyclists is four times higher than that for passenger car occupants. The risk for fatality is far worse: seven times that of injury —...

Celebrating National Disability Employment Awareness Month

Celebrating National Disability Employment Awareness Month

October marks National Disability Employment Awareness Month (NDEAM), a time dedicated to raising awareness about creating inclusive workplaces and promoting opportunities for workers with disabilities. NDEAM encourages businesses to recognize the potential of people with disabilities and to actively work toward fostering environments that accommodate and celebrate diversity. As companies strive for inclusion, NDEAM serves as a reminder of the progress made and the ongoing...

When is a Car Considered Totaled—And What Happens When It Is?

When is a Car Considered Totaled—And What Happens When It Is?

The first step in determining whether a car is totaled (or, in insurance terms, a total loss) is to calculate its actual cash value (ACV) at the time of the loss. The ACV is how much your vehicle is worth after factoring in depreciation. On average, vehicles depreciate more than 20 percent in the first year and approximately 10 percent each additional year for the...